A Quick House Buying Guide for First-Time Home Buyers

Buying your first house can be exciting and stressful at the same time. 

But with these tips you will have an exciting house buying experience and save some money. 

It’s only natural to feel overwhelmed making decisions that could change your life – buying your first house. However, It’s shouldn’t be a bonus to enjoy a smooth home buying ride. You deserve it. 

The tips in this quick house buying guide for first-time homebuyer will give you a smooth ride to homeownership. 

Write a list of your property ‘needs’ as well as a ‘wish’ list (you are likely to have to compromise on something!

Research the market to find areas and property types you can afford/you like.

Budget for the cost of Property Acquisition, your Move, and for the costs of living in your new home.

Make sure you have enough saved for your deposit and moving costs.

Choose a legal company that will help you through the purchasing process and Documentation.

Research the local Estate Agents, newspapers, Zaramproperty.com website and walk around different streets/areas to find properties you might like to view.

Identify and brief the agents about the property you want to buy.

Carry out viewings, making sure you check on the property’s condition as well as working out how much you would like to live there.

Visit the property several times, taking notes of things that need doing, from sorting any bare wires, to having any cracks checked out.

Work out what you think is a fair offer for the property, (Remember Profit is made in Buying not in selling)

Make an offer via the estate agent, you can call, email, or pop into the agent.

Contact us to find out what to do if your offer is rejected.

Offer accepted this needs to be followed up via a letter from the agent.

Organise an independent survey, (ie not one offered by the mortgage lender or the Agent)

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Finalise your mortgage offer and insurance so your buildings insurance is in place by exchange of contracts.

Manage the purchase of your property via the agent and your legal company (remember to call us click Here)

File all the paperwork carefully - you'll need the paperwork when you come to sell.

Organise your removals/packaging subject to exchange.

Exchange contracts via your legal company.

Organise your change of address and ownership through our company

Complete your purchase and move in!

Pay any Stamp Duty (if required) and check the SDLT forms have been filed with the Land Registry.